How we handle data, cookies, and advertising on this site.
Last updated: June 15, 2026
DeferredInterestCalculator.com ("we," "us," or "this site") is a free educational tool and content resource. This policy explains what information is collected when you visit, how it is used, and the choices you have. We aim to collect as little as possible.
We do not ask you to create an account, and we do not request personal information such as your name, email, or financial account details. Any numbers you type into our calculators (balance, APR, dates) are processed entirely in your browser to display your results — they are not transmitted to or stored on our servers.
Like most websites, we automatically receive standard technical information through analytics and advertising partners, including your approximate location, device and browser type, pages viewed, and how you arrived at the site. This data is aggregated and is not used to personally identify you.
This site uses cookies — small text files stored by your browser — for two purposes: measuring site usage and serving advertising.
We use Google Analytics to understand which pages are useful and how visitors navigate the site. Google Analytics sets cookies to measure visits, sessions, and traffic sources. You can opt out using the Google Analytics Opt-out Browser Add-on.
This site displays advertising served by Google AdSense.
Third-party ad networks may also place and read cookies on your browser or use web beacons to collect information during your visit. We do not control these third-party cookies.
Some links on this site are affiliate or partner links. If you click one and are approved for a product (such as a balance-transfer credit card or a debt-consolidation loan), we may earn a commission at no additional cost to you. This does not influence the educational content of our guides — we describe how deferred interest works regardless of any product offer, and we only list options relevant to readers facing a deferred-interest deadline. You should always confirm current rates, fees, and terms on the provider's own website before applying. This site does not provide financial advice.
This site is intended for a general adult audience and is not directed at children under 13. We do not knowingly collect information from children.
You can disable cookies in your browser settings, use the opt-out tools linked above, or browse using private/incognito mode. Disabling cookies will not prevent you from using the calculators.
We may update this policy as the site evolves or as legal requirements change. Material changes will be reflected by an updated date at the top of this page.
Questions about this policy can be sent via our contact page.